VIDEO: Take a masterclass in Universal Credit
Universal Credit is a benefit that was introduced in 2013. It's for people of working age, in or out of work, designed to top up their income to a minimum level.
Universal Credit will eventually replace Housing Benefit and certain other benefits for people who are out of work, as well as Tax Credits for people in work.
Universal Credit is replacing these benefits:
- Housing Benefit
- Income Support
- Income-Based Jobseekers Allowance
- Income-Related Employment and Support Allowance
- Child Tax Credit
- Working Tax Credit
If you are Pension Credit age, you will not be affected by this change, unless you have a partner who is under Pension Credit age and you are not getting Pension Credit.
Universal Credit was introduced gradually across the country and in stages and the Government aims to have it fully rolled out by 2021.
Universal Credit will be paid in one lump sum and on a monthly basis and will include any entitlement to help you pay your rent, so it's worth finding out about it so you can start thinking about what you might need to do to prepare for it.